Coverage for health and dental expenses come in many different sizes variations, both in terms of coverage and cost. The choices are there, and it’s up to you to decide which option suits you best. OPA’s intent is to make available a plan that will be there for our members when they need it the most — a time when some plans may no longer provide the coverage you need.

According to the Canadian Institute for Health Information study conducted in 2016, health spending in Canada was projected to reach $228.1 billion, which averages to about $6,299 per Canadian¹. The study continues to say that 70% of this amount is paid for through public funding, which leaves the remainder to be paid by private insurance (12%), by Canadians themselves (out-of-pocket 15%), or through other sources of funding (3%). This means that the average Canadian can expect to spend roughly $1,701 per year in healthcare expenses, with about $945 of this amount remaining out-of-pocket. Keep in mind this cost is per individual – not family. Multiply this times by the number of people in your family, and keepkeeping in mind that this is an average expense, and you could be looking at significantly higher costs.