Is fully portable, following you across employers and locations. If you move permanently, confirm your new province’s scope of practice aligns with Ontario’s, as OPA insurance covers activities authorized by OCP. 

Covers personal corporations for pharmacists who incorporate for liability relief, freelancing flexibility, or tax benefits, as long as the corporation is named on the certificate.

Covers you for suits alleging liability brought by U.S. residents, provided that the alleged “wrongful act” that gives rise to the claim took place in Canada and is extended to include suits brought against you that result in a judgement by a U.S. court that awards damages, when such a judgement is enforceable in Canada (dispensing operations in the U.S. and mail orders to the U.S. are excluded from coverage).

Offers the Preferred Lawyers Program (PLP), experienced in dealing with College complaints. Note that members will also continue to have the option of choosing their own legal representative with conditions applied.

Includes full prior acts coverage, addressing any claims arising since the start of your pharmacy career (any claim of which you have not yet been made aware).

Includes Extended Reporting Period (ERP) available for post-retirement claims, with a non-cancellable option covering your estate.

Includes an automatic 3-year extended reporting period available to OPA members retiring or moving to Part B of the register (longer periods are available at added costs).